Our Services
Discover the ideal credit solution for your needs. We offer flexible, transparent, and personalized options to achieve your goals.
Find the ideal credit solution for you
At FLEXCREDI, we understand that each person has unique needs. That's why we've developed a complete range of credit services to meet diverse objectives, always with our promise to be Easy, Simple, Fast.
Our Credit Products
Flexible Personal Credit
For your personal and family needs
FLEXCREDI's personal credit is the ideal solution for those who need quick money to resolve personal or family matters. Whether for an emergency, education, health, or any other personal project.
Features:
- Amounts from $1,000 to $25,000
- Terms from 6 to 48 months
- Interest rates starting at 8.5% APR
- Funding within 24 hours
- No hard credit check required*
- 100% online process
Ideal for:
Credit to Boost Your Business
Working capital and investment for entrepreneurs
Specially developed for small and medium entrepreneurs who need capital to expand, invest in equipment, purchase inventory, or maintain business working capital up to date.
Features:
- Amounts from $5,000 to $100,000
- Terms from 12 to 60 months
- Special rates for entrepreneurs
- Personalized business analysis
- Grace period up to 90 days
- Financial consulting included
Ideal for:
Smart Debt Consolidation
Reorganize your finances intelligently
Transform multiple expensive debts into a single payment with better conditions. Our consolidation solution helps you reorganize your finances and regain control of your budget.
Features:
- Amounts from $2,000 to $25,000
- Terms from 12 to 60 months
- Lower rates than credit cards
- Consolidates multiple debts into one
- Free financial planning
- Discount for full payment
Ideal for:
Exclusive FLEXCREDI Advantages
Benefits that only our clients have access to
Protection Insurance
Free insurance that protects you and your family in case of unforeseen circumstances, ensuring loan payoff.
Dedicated Support
Personalized service with a dedicated specialist to accompany your entire financial journey.
Exclusive App
Manage your loan through our app: check balance, installments, advance payments and much more.
Progressive Discount
The more you pay on time, the bigger the discount on future contracts. Loyalty that pays off.
Payment Flexibility
Choose the best day to pay your installments and have the option to advance payments with discount.
Financial Education
Free access to courses, workshops and exclusive content on financial education and entrepreneurship.
Your Success is Our Priority
Behind every successful loan is a dedicated team of financial experts who understand your needs and work tirelessly to find the best solution for you.
Experienced Team
Financial experts with years of experience in credit solutions
Bilingual Support
Complete service in English and Spanish for your convenience
Personal Approach
We treat each client as family, understanding their unique needs
Frequently Asked Questions About Our Services
What's the difference between credit types?
Each credit modality has specific characteristics to meet different needs. Personal Credit is more flexible and fast, ideal for general needs. Business Credit offers larger amounts and special conditions for entrepreneurs. Debt Consolidation focuses on reorganizing your finances, and Home Improvement Credit has longer terms for house projects.
Can I contract more than one type of credit?
Yes, as long as your payment capacity can handle the commitments. Our analysis considers your total income and existing commitments to ensure you have comfortable conditions to honor the payments.
Can rates change after contracting?
No. All our rates are fixed and defined at the time of contracting. The installment amount remains the same throughout the entire contract period, ensuring total predictability in your budget.
Do I need collateral or co-signers?
In most cases, no. We work mainly with personal credit without collateral. Only in cases of very high amounts or specific profiles we may request additional guarantees, always informing in advance.
What's the approval timeframe?
Analysis and approval happen within minutes in most cases. After approval, money is released within 24 hours for personal credit and consolidation, up to 48h for business and up to 72h for home improvements.
Can I pay early?
Yes! We offer progressive discount for early installment payment or full payoff. The discount is calculated proportionally to the time advanced and you can simulate the value through our app or website.
Found the Ideal Service for You?
Make your simulation right now and discover the best conditions for your goals.